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Car Credit For You's Pledge Regarding the
Responsible Use and Protection of Customer Information
At Car Credit For You we respect the confidentiality of your
personal information, and it is our ongoing responsibility to
ensure that it is protected.
We are providing you with this
notice to inform you of how Car Credit For You responsibly uses
and safeguards your nonpublic personal information. By
“nonpublic personal information” we mean personally identifiable
information that has not been obtained from a public source.
Some examples of this are your social security number or the
name of your employer. We encourage you to read this notice and
to call, visit or email us if you have any questions.
The following is our continuing commitment to the responsible
use and protection of your confidential information:
a) Protection of Confidential Information:
We will safeguard, according to prudent security standards, the
confidentiality of all nonpublic personal information you
provide for us.
b) Collection, Use and Retention of Confidential Information:
Car Credit For You limits the collection, use and retention of
confidential information to what we believe is necessary to
administer our business, to provide you with exceptional quality
service, to comply with regulatory retention of information, and
to make available to you other promotions, services, and
opportunities that may be of benefit or interest to you. For
example, your information may be used to evaluate your
eligibility for a loan or other services.
c) Information Collection:
We may collect:
Information we receive from you on applications and forms, or
other information that you provide for us – for example: your
income or where you work;
Information you voluntarily submit – for example, your fax
number, your e-mail address;
Information about your transactions with our affiliates, others
or us.
Information we receive from a consumer-reporting agency, such as
your creditworthiness, your employment verification, etc.
d) Security Procedures to Protect Confidential Information:
A fundamental element of safeguarding your confidential
information is to provide protection against unauthorized access
or use of this information. We restrict access to nonpublic
information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with
federal regulations to guard your non-public information.
e) Sharing Information with Third Parties Outside of Car Credit For
You:
We may be required to or may share some or all of the
information that we collect about you, as permitted by law, for
the following purposes-
to third parties to process or service a financial transaction
that you requested or authorized
to insurance companies who underwrite your vehicle
to state registration agencies, our regulators and auditors
to consumer reporting agencies
to vehicle manufacturer
to third parties that assist us in marketing our accounts and
service
to third parties that provide support for services for our
products, such as companies that service our mailings.
to respond to a subpoena, court order or judicial process.
Whenever other companies or third parties provide support
services on our behalf, we require them to conform to our
confidentiality and information security standards. They are
allowed to use confidential information only to provide the
service or product on Car Credit For You's behalf.
Before we can accept your application, you must read and agree
to the following:
I certify that the information provided by me is correct. I also
understand that you will be checking with credit reporting
agencies. I authorize an investigation of my credit and
employment history, receipt of a GLB privacy act notice by mail,
and the release of information about my credit experience to a
third party lending institution. |
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